/* ============================================================
   CALLOUT BOXES
   ============================================================ */

.callout {
  padding: 24px 28px;
  margin: 24px 0;
  font-size: 0.9375rem;
  line-height: 1.7;
  border-radius: 0;
  border: none;
  border-bottom: 1px solid var(--grey-100);
  border-top: 1px solid var(--grey-100);
}

.callout strong {
  display: block;
  margin-bottom: 6px;
  font-size: 0.875rem;
}

.callout p {
  margin-bottom: 10px;
  font-size: 0.875rem;
}

.callout p:last-child { margin-bottom: 0; }

.callout-info { color: var(--grey-600); }
.callout-warning { color: var(--grey-600); }
.callout-success { color: var(--grey-600); }
.callout-danger { color: var(--grey-600); }

/* ============================================================
   PRO TIP — icon + label + text
   ============================================================ */

.pro-tip {
  display: flex;
  gap: 16px;
  padding: 20px 24px;
  margin: 20px 0;
  background: rgba(212,168,67,0.04);
  border-radius: 12px;
  border: 1px solid rgba(212,168,67,0.12);
}

.pro-tip-icon {
  width: 36px;
  height: 36px;
  background: rgba(212,168,67,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.pro-tip-icon i {
  color: #B8922E;
  font-size: 1rem;
}

.pro-tip-label {
  font-size: 0.6875rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #B8922E;
  font-weight: 700;
  margin-bottom: 4px;
  display: block;
}

.pro-tip p {
  color: var(--grey-600);
  font-size: 0.875rem;
  line-height: 1.7;
  margin: 0;
}

.pro-tip strong {
  color: var(--navy);
  font-weight: 700;
}

.pro-tip em {
  font-style: italic;
}

/* ============================================================
   STEP LIST
   ============================================================ */

.steps-list {
  counter-reset: step-counter;
  list-style: none;
  margin: 24px 0;
  padding: 0;
}

.steps-list li {
  counter-increment: step-counter;
  position: relative;
  padding: 22px 24px 22px 72px;
  margin-bottom: 14px;
  background: var(--grey-50);
  border-radius: var(--radius-md);
  border: 1px solid var(--grey-100);
  transition: border-color var(--transition);
}

.steps-list li:hover {
  border-color: var(--gold);
}

.steps-list li::before {
  content: counter(step-counter);
  position: absolute;
  left: 18px;
  top: 22px;
  width: 38px;
  height: 38px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.875rem;
}

.steps-list li strong {
  display: block;
  color: var(--navy);
  font-size: 0.9375rem;
  margin-bottom: 4px;
}

.steps-list li span, .steps-list li p {
  color: var(--grey-600);
  font-size: 0.875rem;
  margin: 0;
  line-height: 1.7;
}

/* ============================================================
   BOTTOM LINE BOX
   ============================================================ */

.bottom-line {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-md);
  padding: 28px 32px;
  margin: 28px 0;
  color: var(--white);
  border: 1px solid rgba(212,168,67,0.15);
}

.bottom-line-label {
  font-size: 0.625rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 12px;
  display: block;
}

.bottom-line p {
  color: var(--grey-200);
  font-size: 0.9375rem;
  margin: 0 0 12px;
  line-height: 1.75;
}

.bottom-line p:last-child { margin-bottom: 0; }

.bottom-line p strong {
  color: #FFFFFF;
}

/* ============================================================
   FAQ ACCORDION
   ============================================================ */

.faq-item {
  background: var(--white);
  border: 1px solid var(--grey-100);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  overflow: hidden;
  transition: all var(--transition);
}

.faq-item:hover {
  border-color: var(--gold);
  box-shadow: 0 2px 8px rgba(212,168,67,0.08);
}

.faq-item summary {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 24px;
  cursor: pointer;
  font-weight: 700;
  color: var(--navy);
  font-size: 0.9375rem;
  list-style: none;
  line-height: 1.4;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-item summary::after {
  content: '+';
  font-size: 1.25rem;
  color: var(--gold);
  font-weight: 400;
  transition: var(--transition);
  flex-shrink: 0;
  margin-left: 16px;
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(212,168,67,0.08);
  border-radius: 50%;
}

.faq-item[open] summary::after {
  content: '\2212';
  background: rgba(212,168,67,0.15);
}

.faq-answer {
  padding: 0 24px 20px;
  font-size: 0.875rem;
  color: var(--grey-600);
  line-height: 1.75;
}

/* ============================================================
   PAYMENT ICONS
   ============================================================ */

.payment-icons {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 20px 0;
}

.payment-icon,
.payment-icons > span {
  background: var(--white);
  border: 1px solid var(--grey-100);
  border-radius: var(--radius-sm);
  padding: 10px 18px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--grey-600);
  transition: all var(--transition);
}

.payment-icons > span:hover {
  border-color: var(--gold);
  color: var(--navy);
  background: rgba(212,168,67,0.04);
}

/* ============================================================
   BANKROLL BAR
   ============================================================ */

.bankroll-bar {
  display: flex;
  gap: 3px;
  margin: 20px 0;
  border-radius: 10px;
  overflow: hidden;
  height: 44px;
}

.bankroll-bar > div {
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: -0.01em;
}